Pay in 3 Easy Instalments
We know it’s sometimes more convenient to spread the cost of purchases, so we’ve partnered with Lending Works to give you more options. If eligible, you can spread the cost of your purchases (ranging from £50 - £250) across 3 instalments with 0% APR finance. To be eligible for a retail finance loan with Lending Works, you need to:
- Have a bank or building society account with a direct debit facility in your name and registered to your address
- Have an annual income/pension before tax of £10,000 or more
- Be a resident in the UK for at least 3 years
- Be over 18
Credit is subject to application and status. jewellerybox ltd (trading as jewellerybox) is acting as an intermediary and is not the lender. Loans are provided through Lending Works' peer-to-peer lending platform. Lending Works Limited is authorised and regulated by the Financial Conduct Authority. Lending Works Limited’s registered office is at 60 Gray’s Inn Road, London, WC1X 8AQ and its company number is 8302549.
Frequently asked questions
Which card providers can be used to pay the deposit?
All major debit and credit cards.
Is a deposit required?
Yes, for Pay in 3, you’ll be asked to pay a third of the total price as a deposit.
What services do Lending Works offer to manage my loan?
Customers can repay early, make an overpayment, and view their loan status on the Lending Works platform.
Is my payment information safe?
Yes. Customer data is encrypted, and access is restricted to staff with a business need to know.
What are my repayment options?
Repayments are collected via direct debit only.
What information do I need to supply during the application?
- Identity details (first name, last name, etc.)
- Address details
- Debit card details to pay the deposit and set up a direct debit for repayments
How long does the application process take?
Approximately 2 minutes if all the application details are available.
What happens if I am referred?
We aim to get back to all applications via email within 2 hours (Monday - Saturday).